Terms and Conditions

These terms and conditions apply to all types of services SpendTrim ("SpendTrim", "we", "us", "our" or "ours") offer, both direct or indirect. The terms "you", "your", "yourself", "yours" and "customer" refer to the individual person or corporation who subscribes to our newsletters and offers, creates an account with us through this website.

Terms and conditions may be revised and modified occasionally, hence, it is advisable not to familiarise yourself with them at any point in time, but review them each and every time you use any of our services. Services (direct and indirect) apply to everything provided online, through mobile devices and computers of all platforms, by email, telephone, post or through direct contact with our officers. You accept that you have read, understood and agreed to the terms and conditions (as well as our privacy policy) at https://spendtrim.com/privacy-policy. These Terms of Service govern your access to and use of SpendTrim and all Site Content and constitute a binding legal agreement between you and SpendTrim.


“Content" means text, graphics, photos, information or other materials.
"Corporate Member" means a Member that is a company or other legal entity, rather than an individual.
"SpendTrim Content" means Content that SpendTrim makes available through the Site or SpendTrim Service, including any Content licensed to SpendTrim from a third party, but excluding Member Content.
"Member" means a person or entity who completes SpendTrim’s account registration process, as described under "Account Registration" below.
"Member Content" means Content that a Member posts, uploads, publishes, submits or transmits to be made available through the SpendTrim Service.
"Site Content" means SpendTrim Content and Member Content.


SpendTrim reserves the right, at its sole discretion, to modify, discontinue or terminate the SpendTrim Service or to modify these Terms of Use, at any time and without prior notice. If we modify these Terms of Use, we will post the modification on the Site or provide you with notice of the modification. We will also update the "Last Updated Date" at the bottom of these Terms of Use. By continuing to access or use SpendTrim after we have posted a modification on the Site or have provided you with notice of a modification, you are indicating that you agree to be bound by the modified Terms of Use. If the modified Terms of Use are not acceptable to you, your only recourse is to cease using SpendTrim.


By accessing or using SpendTrim you represent and warrant to SpendTrim that: (i) you are of legal age to form a binding contract, or, if you are a minor, you have your parent's permission to use SpendTrim, and your parent has read and agrees to these Terms of Use on your behalf; (ii) all registration information you submit is accurate, current and complete; (iii) you will maintain the accuracy and completeness of such information; (iv) if you are accepting these Terms of Use on behalf of a company or other legal entity, you have the authority to bind that company or legal entity to these Terms of Use. You also certify that you are legally permitted to use and access SpendTrim and take full responsibility for the selection and use of and access to SpendTrim. These Terms of Use are void where prohibited by law, and the right to access SpendTrim is revoked in such jurisdictions.

Account Registration

In order to access SpendTrim, you must register to create an account ("Account") and become a Member. When registering with SpendTrim you agree to: (a) provide true, accurate, current and complete information about yourself (or, if applicable, the Corporate Member you represent) as prompted by SpendTrim’s registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or we have grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account and refuse any and all current or future use ofSpendTrim (or any portion thereof).

You may not authorize any third party (other than, if applicable, the employees, consultants or agents of the Corporate Member you represent) to access or use SpendTrim on your behalf. You are responsible for maintaining the confidentiality of the username and password, and are fully responsible for all activities that occur under your username or password. You agree to immediately notify SpendTrim of any unauthorized use of your username or password or any other breach of security. SpendTrim cannot and will not be liable for any loss or damage arising from any unauthorized use of your account.

By providing us with your email address, you agree to receive all required notices electronically, to that email address. From time to time, SpendTrim will use this email address to send you notifications about product updates and improvements, company news and events, and updates from our community.

Fees and Payment

Signing up for a SpendTrim account is free for Members who register as individuals or Corporate Members. The free use of various offerings within SpendTrim, including but not limited to expense reporting and some functionalities of Bill Processing, are governed by additional terms set forth on the Site (such additional terms being incorporated herein by reference). In the event you choose to upgrade to paid services or to provide payment information to SpendTrim after being prompted to do so, you agree to the pricing, payment and billing policies as set forth (a) herein, (b) on the Site and/or (c) if applicable, in a separately executed or accepted purchase order. All fees paid for SpendTrim are non-refundable and non-transferable except as expressly provided in these Terms of Use. All fees and applicable taxes, if any, are payable in Nigerian currency. You are solely responsible for the payment of, and shall pay when due, all applicable sales and use taxes and similar fees now in force, enacted or imposed in the future on the delivery of SpendTrim and/or any related transactions (except for taxes assessed on SpendTrim net income or personal property). If for any reason SpendTrim pays any such taxes, duties or excises, you will reimburse SpendTrim for such taxes, duties or excises, other than taxes on SpendTrim’s net income.

SpendTrim packages have a default term of 12 months. If your selected SpendTrim package requires a recurring subscription fee, yourSpendTrim package will automatically renew, unless you change your billing settings to month-to-month, we terminate it, or you notify us by email (contact@spendtrim.com) of your decision to terminate your current SpendTrim package. You must cancel any automatically renewing SpendTrim package before it renews in order to avoid billing of subscription fees for the renewal term to your credit card. All fees and charges are nonrefundable and there are no refunds or credits for partially used periods. If your SpendTrim package is for a term of 12 months or longer, your subscription is deemed to have begun during the month in which you were first billed by SpendTrim for the SpendTrim package (or, in the event that you add more Users to your SpendTrim package after beginning your subscription, from the month in which you were first billed for those additional Users). You may terminate SpendTrim packages with terms of 12 months or longer at any time; however, because such SpendTrim packages may qualify for reduced rate pricing, upon termination SpendTrim will bill you for an amount equal to the difference between the reduced rate you actually paid, and the amount you would have paid under a standard rate SpendTrim package.


We welcome and encourage you to provide feedback, comments and suggestions for improvements to the SpendTrim ("Feedback"). You may submit Feedback by emailing us at contact@spendtrim.com or through the "contact us" section of the SpendTrim. You acknowledge and agree that all Feedback will be the sole and exclusive property of SpendTrim and you hereby irrevocably assign to SpendTrim and agree to irrevocably assign to SpendTrim all of your right, title, and interest in and to all Feedback, including without limitation all worldwide patent rights, copyright rights, trade secret rights, and other proprietary or intellectual property rights therein. At SpendTrim’s request and expense, you will execute documents and take such further acts as SpendTrim may reasonably request to assist SpendTrim to acquire, perfect, and maintain its intellectual property rights and other legal protections for the Feedback.


You acknowledge that Confidential Information (as defined below) is a valuable, special and unique asset of SpendTrim and agree that you will not disclose, transfer, use (or seek to induce others to disclose, transfer or use) any Confidential Information for any purpose other than disclosure to your authorized employees and agents who are bound to maintain the confidentiality of Confidential Information. You shall promptly notify SpendTrim in writing of any circumstances which may constitute unauthorized disclosure, transfer, or use of Confidential Information. You shall use best efforts to protect Confidential Information from unauthorized disclosure, transfer or use. You shall return all originals and any copies of any and all materials containing Confidential Information to Company upon termination of this Agreement for any reason whatsoever. The term "Confidential Information" shall mean any and all of Company's trade secrets, confidential and proprietary information and all other information and data of Company that is not generally known to the public or other third parties who could derive value, economic or otherwise, from its use or disclosure. Confidential Information shall be deemed to include technical, financial, strategic and other proprietary and confidential information relating to Company's business, operations and properties, including information about Company's Users or partners, or other business information disclosed directly or indirectly in writing, orally or by drawings or observation.

General Prohibitions

You agree not to do any of the following:

Post, upload, publish, submit or transmit any Content that: (i) infringes, misappropriates or violates a third party's patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iii) is fraudulent, false, misleading or deceptive; (iv) is defamatory, obscene, pornographic, vulgar or offensive; (v) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (vi) is violent or threatening or promotes violence or actions that are threatening to any person or entity; or (vii) promotes illegal or harmful activities or substances.
Use, display, mirror or frame the SpendTrim, or any individual element within the SpendTrim, SpendTrim's name, any SpendTrim trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without SpendTrim's express written consent;
Attempt to probe, scan, or test the vulnerability of any SpendTrim system or network or breach any security or authentication measures;
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as of privacy and publicity) of any other use of the SpendTrim or staff member of SpendTrim.
Avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by SpendTrim or any of SpendTrim's providers or any other third party (including another user) to protect the SpendTrim Service or Site Content;

Ternimation and Account Cancellation

If you breach any of these Terms of Use, SpendTrim will have the right to suspend, disable or terminate your Account or terminate these Terms of Service, at its sole discretion and without prior notice to you. SpendTrim reserves the right to revoke your access to and use of the SpendTrim Service at any time, with or without cause. In the event SpendTrim terminates these Terms of Service for your breach, you will remain liable for any and all amounts due hereunder. You may cancel your Account at any time from https://www.SpendTrim.com/settings, or by sending an email to help@spendtrim.com.

If you are party to a Statement of Work, you may terminate your obligations under these Terms of Use (a "Termination for Cause") in the event SpendTrim fails to perform or observe any material term or condition under these Terms of Use and fails to cure such breach within thirty (30) days after receipt of written notice of such breach.

In the event that your account is terminated by you or by SpendTrim for any reason, any licenses granted herein shall terminate, but your obligations described herein under the Sections titled "Fees and Payment," "Intellectual Property," "Confidentiality," "Disclaimers," as set forth herein, as well as any obligations of yours set forth in the Privacy Policy available at https://www.spendtrim.com/privacy shall survive any termination or expiration of your use of the SpendTrim or any agreement, including a Statement of Work, between you and SpendTrim, and you will not be entitled to receive any refunds for any prepaid amounts in the event of any early termination.


SpendTrim and the site contents are provided without warranty of any kind, either express or implied, without limiting the foregoing.

No advise or information, whether oral or written, obtained from SpendTrim will create any warranty not exressly made herein.

You are solely responsible for all your communications and interactions with other uses of SpendTrim and with other persons with whom you communicate or interact as a result of your use of SpendTrim, you understand that SpendTrim does not screen or inquire into the background of any users of SpendTrim.

SpendTrim makes no representations or warranties as to the conduct of users of SpendTrim. You agree to take reasonable precaytions in all communications and interactions with other users particularly if you decide to meet offline or in person.